What is the best bank with a checking account that has “no minimum balance required”?
November 19, 2008
J P
Posted by admin under blog | Comments (5)
November 19, 2008
J P
Posted by admin under blog | Comments (5)
Sorry, the comment form is closed at this time.
WaMu seems to give good direct service from branches that are left, but good luck if you have to deal with their headquarters. In June I accidentally put the wrong date on a check deposited in an ATM for my checking account on a Sunday, and they called me first thing Monday to tell me. That gave me a chance to give them a corrected check.
But trying to straighten out initial property tax payments from escrow for a double lot in 2002 is too long a story to relate here.
As long as you pay your bills, it can help to have checking where you have credit card(s) you use the most.
I have only been with Chase since they bought BankOne, and many of the people at the branches I deal with have been at my local branches under different bank names for 20 years. I switched from interest checking to free checking when my IRA CD expired and I transferred that to a broker, and have no complaints.
With Chase checking you can pay Chase credit cards online same day before 7 PM, other credit cards within 2 days. WaMu electronic bill pay says to allow 5 days, although, that will likely happen quicker in most cases. I do split direct deposit to both accounts (WaMu to autopay my home loan).
Comment by efflandt — November 22, 2008 @ 8:08 am
This could be interesting for you.
Comment by juergeneberl — November 23, 2008 @ 6:51 pm
Navy Federal Credit Union or USAA. I got both.
Comment by Bertonian — November 24, 2008 @ 1:46 pm
citibank , Cal national (dependin on your location of course)
Comment by mobilemark — November 27, 2008 @ 7:24 pm
Try searching on. You can search by how much money you have to put in the bank and it’ll return you a list of banks and accounts.
WAMU does have a nice free checking account with a high interest earning savings account as well. What was so bad about WAMU?
Comment by ocjc — November 30, 2008 @ 3:00 am